Conventional Loan
Traditional Financing with Modern Flexibility
At Teddy Pendergrass Capital, our Conventional Loan programs combine tried-and-true lending standards with modern flexibility. Ideal for borrowers with steady income and good credit, these loans offer competitive interest rates, varied term options, and no government insurance premiums. Whether you’re purchasing a new home or refinancing your current one, we make sure your loan is tailored to your financial goals. Our experienced professionals guide you through every detail, ensuring you secure a mortgage that fits your lifestyle, not just the market.
More Control and Greater Savings
Conventional loans provide borrowers the ability to avoid additional costs like upfront mortgage insurance or funding fees, making them a cost-effective option for long-term homeowners. With the ability to choose between fixed or adjustable rates, you maintain greater control over your financial strategy.
At Teddy Pendergrass Capital, we help you explore your options and create a personalized loan plan designed to maximize savings and stability. We ensure your financing works in your favor, so you can focus on building equity and enjoying your new home.
Refinance with Confidence
If you’re considering refinancing, a Conventional Loan can help you lower your monthly payments, shorten your term, or access your home’s equity for new opportunities. This flexibility allows homeowners to take advantage of changing market conditions and improve their financial position.
Our experts at Teddy Pendergrass Capital will evaluate your current loan and future goals to determine the most beneficial refinancing strategy. We make the process straightforward, transparent, and fully aligned with your long-term financial health.
Your Trusted Partner for Long-Term Success
Choosing the right mortgage is about more than just rates—it’s about finding a lender who understands your journey. At Teddy Pendergrass Capital, we’re not just here for your first loan; we’re here for every chapter of your financial growth.
Our commitment to honesty, service, and excellence means you can count on us for guidance long after closing day. With a Conventional Loan from our team, you’re not just financing a home—you’re partnering with professionals who care about your success for years to come.
