Your Mortgage. Your Future. Our Expertise.
At Teddy Pendergrass Capital, we provide tailored mortgage solutions to help you purchase, refinance, or invest in property with confidence and clarity.
- Tailored Loan Solutions
- Expert Guidance Every Step of the Way
- Competitive Rates & Flexible Options
At Teddy Pendergrass Capital, we take pride in helping individuals and families turn their homeownership dreams into reality. Whether you’re purchasing your first home, refinancing for better terms, or investing in real estate, our team provides personalized lending solutions, expert guidance, and competitive rates designed around your goals.
Building Financial Futures, One Home at a Time
- Personalized Loan Options
- Seamless and Transparent Process
- Trusted Expertise & Lasting Relationships
At Teddy Pendergrass Capital, we believe that securing a mortgage should be more than just a transaction — it should be a trusted partnership.
Empowering Your Path to Homeownership
At Teddy Pendergrass Capital, we provide smart, personalized mortgage solutions designed to make your homeownership journey simple, affordable, and successful.
Your Homeownership Journey Starts Here
At Teddy Pendergrass Capital, we make financing your dream home simple, transparent, and tailored to your unique goals.
- Customized Loan Solutions
- Expert Guidance
- Competitive Rates & Fast Approvals
Guiding You Home with Confidence
At Teddy Pendergrass Capital, we understand that buying a home is one of life’s most meaningful milestones. That’s why we’re dedicated to making the mortgage process as smooth, transparent, and stress-free as possible. Our team of experienced professionals works with you to find the best loan options — from VA, FHA, and Conventional to Jumbo and DSCR — ensuring every solution is customized to fit your financial goals and lifestyle.
We combine expert knowledge with genuine care, walking you through each step with honesty and precision. Whether you’re a first-time buyer, refinancing your current home, or expanding your investment portfolio, we’re here to empower you with clarity, confidence, and peace of mind. With Teddy Pendergrass Capital, your homeownership journey is backed by integrity, trust, and unwavering support.
“Teddy Pendergrass Capital made the entire mortgage process smooth and stress-free. Their team explained everything clearly and helped me secure an amazing rate!”
“I was nervous about buying my first home, but Teddy Pendergrass Capital guided me every step of the way. They truly care about their clients and deliver outstanding service.”
“Professional, efficient, and reliable! The team made refinancing my home quick and easy. I highly recommend them to anyone looking for a trustworthy lender.”
“Working with Teddy Pendergrass Capital was a great experience. They answered all my questions promptly and helped me find a loan that fit my budget perfectly.”
“I’ve worked with other lenders before, but none compared to the level of care and attention I received here. They genuinely go above and beyond for their clients.”
“Excellent communication, great rates, and a team that truly knows their stuff. Teddy Pendergrass Capital made my homebuying journey simple and enjoyable!”
Turning Your Homeownership Dreams into Reality
At Teddy Pendergrass Capital, we specialize in delivering personalized mortgage solutions that align with your financial goals. Whether you’re purchasing your first home, refinancing for better terms, or exploring investment opportunities, our dedicated team provides expert guidance and competitive loan options to make the process simple, transparent, and rewarding.
Your Home Loan in 4 Easy Steps
Apply Online
Start your journey with a simple online application — fast, secure, and convenient from any device.
Get Pre-Approved
Receive a quick pre-approval so you know exactly how much home you can afford before you start shopping.
Choose Your Loan
Work with our experts to find the mortgage program that best fits your goals, budget, and lifestyle.
Close with Confidence
Sign your documents, secure your loan, and get the keys to your new home — it’s that easy!
Exploring Home Options?
Home financing rates simplified.
See our latest TV commercial
Why Choose Teddy Pendergrass Capital
- Tailored mortgage options designed around your financial goals and lifestyle.
- Our experienced professionals walk you through every step with clarity and care.
- Streamlined applications and quick approvals to get you home faster.
- Access market-leading rates to keep your payments affordable.
- From FHA and VA to DSCR and Jumbo loans, we have options for every need.
- Ongoing assistance and honest advice long after your loan is closed.
At Teddy Pendergrass Capital, we believe every client deserves personalized guidance, transparent communication, and a mortgage experience built on trust. Our goal is to make financing your home simple, efficient, and rewarding — from application to closing.
Unlock the Door to Your Dream Home
Expert mortgage solutions built around you.
At Teddy Pendergrass Capital, we make the path to homeownership clear, simple, and achievable. Our team of dedicated professionals provides personalized mortgage guidance, competitive rates, and flexible programs to match your financial goals. Whether you’re buying your first home, refinancing, or expanding your investment portfolio, we’re here to help you move forward with confidence and peace of mind.
“Working with Teddy Pendergrass Capital was an amazing experience!” From start to finish, the team made the mortgage process simple and stress-free. They took the time to understand my financial goals and found the perfect loan program for my situation. Communication was clear, and every question I had was answered promptly. I closed on my new home faster than expected, and the rate I received was unbeatable. I highly recommend Teddy Pendergrass Capital to anyone looking for a reliable, professional, and genuinely caring mortgage partner. They don’t just handle loans — they build trust and make dreams come true.
Sarah M., Happy Homeowner
Teddy Pendergrass Capital is a trusted mortgage lender dedicated to helping individuals and families achieve their homeownership dreams.
Frequently Asked Questions
We offer a wide range of mortgage programs, including FHA, VA, Conventional, Jumbo, DSCR, USDA, and Adjustable-Rate Mortgages. Whether you’re a first-time homebuyer or an investor, we have a solution for your needs.
Our team takes the time to understand your financial goals, credit profile, and long-term plans. We’ll walk you through your options and help you choose the loan that best fits your situation.
Most approvals are completed within a few days, depending on the type of loan and documentation required. We work efficiently to ensure a smooth, timely process from application to closing.
Yes! We offer programs designed for borrowers with various credit profiles. Our goal is to find a financing solution that works for you, even if your credit isn’t ideal.
Do you have another question? No problem!
"Teddy Pendergrass Capital made my mortgage process quick and easy. Excellent service and great communication throughout!"
— James Carter
Cash Out Refinance in Herriman, UT
Service Area
Licensed to Lend Where You Live
- Florida
- Georgia
- Pennsylvania
- New Jersey
At Teddy Pendergrass Capital, we’re licensed to help clients achieve their homeownership dreams across Florida, Georgia, Pennsylvania, and New Jersey. Our deep understanding of each state’s real estate market allows us to offer personalized mortgage solutions tailored to your local needs.
Open early. Working late. 7 days a week.
